Finance options

Making things easier and more convenient for our customers

At Swale Heating, we want to make things easier & more convenient for our customers – that’s why we offer a range of ways to pay, including several boiler finance options. 

You can opt to pay upfront, defer payment for a whole year (11.9% APR Representative), or spread your payments up to 10 years (9.9% APR Representative). 

To find out more about our boiler finance options, you can call the sales team today on 0800 731 33 44, or use the contact form on the right of this page. If you would like to calculate your monthly repayments, we have a handy finance calculator below.  

We offer the following finance options:  

Self-funded
75% deposit 

If you would prefer to pay for everything upfront, then this is the payment option for you. We accept all major debit and credit cards, cheques and bank transfers. You just need to pay a deposit of 75% of the installation cost and then the remainder will be due after your boiler has been installed. 

Buy now and pay in 9 months
11.9% APR representative | 10% deposit  

If you repay the balance in full within the 9 months deferral period, then there's no interest to pay (a £29 exit fee applies). Or after 9 months commence 120 monthly repayments at 11.9% APR.  Note: Interest will have accrued from the start of the agreement. However, any repayments made will reduce the outstanding balance and will not attract any interest charges.  

Representative example: Purchase price £3000, 10% Deposit £300, amount of credit £2700, duration of agreement 129 months, 120 monthly payments of £41.73, rate of interest 7.80% p.a. fixed, 11.9% APR representative, total repayable £5307.60 (£29 early exit fee) 

Monthly repayments over 5 or 10 years
9.9% APR representative | 10% deposit  

This is a flexible way to spread the cost of your new boiler installation with low monthly repayments over 5 or 10 years.  There’s an option to make additional repayments at any time which could reduce the term of the loan and the total interest payable.

5 year example: 
Amount borrowed: £3000                                                
60 monthly repayments over 5 years 
£56.68

10 year example: 
Amount borrowed: £3000 
120 monthly repayments over 10 years
£34.91 

Representative example: Purchase price £3000, 10% Deposit £300, Amount of credit £2700, 60 monthly payments of £56.68, Rate of interest 5.2% p.a. fixed, 9.9% APR Representative, Total repayable £3700.80 

 

Boiler guides

At Swale Heating, we understand that choosing the right boiler can be daunting. To assist with the process, we have curated a range of helpful guides. Our guides include useful information about the services and products we offer and insightful information on how to maintain and get the best out of your boiler.